Guides
Practical guides on the appraisal clause, MIA complaints, rowhouse roofs, Bay hurricane deductibles, ice dams and choosing an appraiser.
Sep 3, 2026 · 7 min read
What the appraisal clause in a Maryland property policy actually says, when it makes sense to use it, and the traps to avoid along the way.
Sep 17, 2026 · 7 min read
A Maryland Insurance Administration complaint and an appraisal demand solve different problems. Here’s how to tell which one your claim needs.
Oct 1, 2026 · 8 min read
Low-slope roofs, shared parapets and old plaster make Baltimore rowhouse claims unusually easy to underestimate. Here’s what to document and why.
Oct 15, 2026 · 7 min read
Percentage hurricane deductibles are common on the Eastern Shore, in Southern Maryland and around Annapolis. Here’s how they work and where disputes arise.
Oct 29, 2026 · 7 min read
Heavy mountain snow makes ice dams and roof-load damage a yearly risk in Garrett and Allegany counties. Here’s how these claims are usually handled.
Nov 6, 2026 · 6 min read
Your appraiser shapes how an appraisal unfolds. Here’s what to look for, what to ask, and which promises should make you cautious.
Send the insurer’s estimate and your photos. We’ll review it and tell you what we see — no obligation.
