What we do
Insurance Appraisal Services in Maryland
Twelve services built around one job: an accurate, defensible valuation of your loss — whether we act as your appraiser, review the insurer’s estimate or sit as a neutral umpire.
01Appraisal Demand Representation
We serve as your appointed appraiser once you or your insurer invokes the appraisal clause on a Maryland property claim.
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02Home Insurance Appraisal
Independent appraisal for underpaid homeowners and condo claims, from Baltimore rowhouses to Deep Creek Lake cabins.
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03Commercial & HOA Appraisal
Appraisal for condo associations, HOAs, landlords and business owners with large or multi-building property losses.
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04Roof & Hail Damage Appraisal
Appraisal for hail and roof claims where the carrier pays for spot repairs but the roof really needs replacement or matching.
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05Windstorm & Tornado Appraisal
Appraisal for derecho, straight-line wind and tornado losses – roofs, siding, framing and the debris left behind.
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06Hurricane & Nor’easter Appraisal
Appraisal for wind-driven losses from hurricanes, tropical storms and nor’easters along the Bay, the coast and inland.
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07Water Damage Appraisal
Appraisal for burst pipes, appliance leaks and storm-driven water losses where drying, tear-out or rebuild costs are disputed.
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08Fire & Smoke Damage Appraisal
Appraisal for fire, smoke and soot losses, including rowhouse fires that spread through party walls to neighboring homes.
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09Snow, Ice Dam & Freeze Appraisal
Appraisal for snow-load roof collapse, ice-dam leaks and frozen or burst pipes – worst in Garrett and Allegany counties.
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10Tree Impact Claim Appraisal
Appraisal for oaks, tulip poplars and big limbs that land on roofs, decks, fences and garages after Maryland storms.
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11Carrier Estimate Review
A line-by-line review of your insurer’s estimate before you decide whether demanding appraisal is worth it.
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12Neutral Umpire Services
Impartial umpire service for Maryland property appraisals when both party appraisers jointly ask us to serve.
View serviceWhere to start
Most files begin with an estimate review
Before anyone demands appraisal, it helps to know exactly where the insurer’s estimate falls short and what that difference is worth. A review answers that quickly, and many disputes are settled with a documented supplement at that stage.
About estimate reviewsCan I hire you for one step only?
Yes. Many owners start with an estimate review and decide later whether to invoke appraisal.
Do you handle commercial and HOA properties?
Yes — condominium and townhome associations, apartment buildings, retail, office, churches and light industrial properties, as well as single-family homes.
Do you work on flood claims?
Flood policies, usually through the National Flood Insurance Program, have their own procedures. We focus on homeowners and commercial property policies, including wind-driven rain and storm damage that isn’t flood.
An estimate that doesn’t add up?
Send the insurer’s estimate and your photos. We’ll review it and tell you what we see — no obligation.