Free & private
Free Insurance Claim Calculators for Maryland
Seven calculators and planners built from real appraisal work. Check the insurer’s math, map your deadlines and decide on next steps — no sign-up and nothing stored.
EstimatorClaim Gap & Fee Estimator
Size the dispute, test a scenario award and subtract appraiser and umpire fees to see a realistic net.
Open estimator
WorksheetRCV / ACV & Holdback Worksheet
List damaged items with age and life expectancy to see the first payment, the holdback and the full RCV.
Open worksheet
CalculatorRoof Square & Pitch Calculator
Turn a footprint into true roof squares with pitch and waste, from flat rowhouse roofs to steep Victorians.
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CalculatorHurricane Deductible Calculator
Convert a percentage hurricane or named-storm deductible into dollars and compare it with a flat deductible.
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PlannerClaim Timeline Planner
Map notice, proof-of-loss, depreciation and time-to-sue dates from your date of loss, then export them.
Open planner
ChecklistAppraisal Readiness Checklist
Twelve yes/no questions score your file and build a to-do list before you invoke appraisal.
Open checklist
EstimatorSnow & Ice Roof Load Estimator
Estimate how much snow and ice weigh on your roof after a big storm, compared with a reference design load.
Open estimatorSuggested order
Using the calculators together
- Start with the claim timeline planner so nothing lapses.
- Check roof math with the roof square & pitch calculator.
- See what you’re owed with the hurricane deductible and RCV / ACV tools.
- Size the dispute with the claim gap & fee estimator.
- Finish with the readiness checklist.
Talk to an appraiser
A free first conversation about your estimate — and a straight answer on whether appraisal fits.
(844) 537-1427Send claim detailsMon–Fri, 8am–6pm ET